It's in the Data: Numbers don't lie

 U.S. billion-dollar weather disasters set an all-time record in 2023, with 28 » Yale Climate Connections

The numbers are in. And numbers don't lie. In the US, where markets reign supreme using facts and data all that mumbo jumbo, the stats have shown repeatedly that weather related disasters are making property unaffordable. It's not a rigged game. It's markets. Think of it as living in an inner city where car insurance rates skyrocket by sheer probability of something going wrong. 

Well, the map shows that the US is becoming one hell of a place to live, pun intended. Yale Climate Connections - you know, Yale, the place where people go to school to learn things, has come up with a nifty map: 

See, that's just 2023. As we headed into the El Nino season. 2024 will be thrusting us into the heart of it. 

Don't blame the markets when the insurance in your area goes up. You know free markets. That's what they do. They adjust. 

They're currently adjusting for all of those pesky facts. 

The total cost of the year's weather related events was nearly 92 billion, yes, billion, bucks. The total cost of life.... 492 lives were lost. 

And we all know how much the right wing loves them some "independent thinking and research" here's some independent research for you, as reported from the Yale Climate Connections: 

An archive of daily record highs and lows maintained by independent meteorologist Guy Walton sheds light on just how “non-cold” December was. Across the contiguous U.S., there were only 51 daily record lows – the lowest total for any month going back to October 1921 – and the ratio of daily record highs (3,408) to daily record lows (51) was an astonishing 67 to 1, the highest since March 1910. Since there were many fewer observing stations online in the 1910s and 1920s, those older values may be biased on the low side, which makes the lack of cold records in December 2023 even more impressive.

However, as has been pointed out multiple times in studies done whether or not extreme weather events are good indicators as to the state of the climate, part of the reason for the cost going up is that life is simply more expensive and people moved to areas that during "quiet periods" and built up the coastlines. I'd be curious to see how the population of the south-west United States has shifted in the same time period. 

Meaning that, this is just how insurance works. When you live in an area that has built up property values, your insurance rates go up. 

I would also greatly suggest, if you are considering making a move ... avoid those areas...